SIR PLEASE TELL ME WHETHER I CAN APPLY INDIVIDUAL CORPORATION TAX PAYMENT FROM COMING APRIL ONWARD OR NOT. Dear Nirav, Thank for the suggestion. Dear Ramakrishnan ..This is where we really need to feel sad. Builder has to provide atleast CC. Mr Jerry Rao is the founder and 2. Is this a flat or a row house? Dear SUNANDA, What about the status of other properties? Dear Satish, Occupancy Certificates were not required at that time. Note :That land belongs to Land lord & the sale deed is between the land lord & builder only. If you have paid for 615, the sale deed has to be for 615 right?? Dear Riva, I had booked a flat as an under construction project in 2009. HE HAS PAID ONLY RS 35000 OUT OF RS 70000 THIS YEAR. I have query regarding Service Tax paid to builder while buying Flat in Pune. One question. Dear Sridhar, I had seen the news of OC issues existing in Mumbai and had also seen that without OC,there might be future issues in re-sale of property. Kindly check if the building sanction plan is also approved by gram panchayat. Dear Sreenath ..Kindly ask him what are those reasons?? Also, do insist on obtaining Completion Certificate and Occupancy Certificate (Possession Certificate) from your builder or owner. He has to obtain final building completion certificate. Thanks for info Sreekanth ,But what you suggest shall it be better to do agreement before getting OC or after getting OC,because sales people are saying we cant wait for OC. Is there anything that we need to pay again in the future ? Dear Parminder, Thanks in advance for your help in this. I have given a token amount to builder for buy a new flat but some of my reason i can’t owed the flat and i asked builder to return my token amount from him,but he neglecting me and saying that i don’t have money to give you right now. We gave the contract of interior work to the builder itself and he increased the cost of interiors and asked us to pay an extra amount of Rs 50,000. My query is: You may visit nearest BBMP help-center and can get more details on this! Just two days back I have booked an apartment with one of the prestigious builder in Bangalore. The purpose of the certificate is to provide verification that the building is in full compliance with current building codes , and is safe for occupancy. Is it advisable to buy this flat since we are interested.. if akrama-sakrama law to be enforced what will be the approx fine by govt ? Yes banks have to check..but as I mentioned in the article, biggies may escape, the buyer(s) of the property may have to bear the brunt of all the misdeeds. I am planning to resale the flat, so can I sale it? it is almost about to complete project. Dear Atanu, Thanks in advance. – E – Khata In one such another case observes Co-operative Guru Shri P. Y. Rathod that the builder constructed small flats targeting the middle-income group.The authorities, however, refused to issue occupancy certificate because of deviation from the approved plan. As per agreement the possession of plot was to be given within 2 years but the developer didn’t. The Occupation Certificate (OC) authorises the occupation and use of a new building or building section. Dear Siva, Did you get legal opinion before booking the flat? While an Occupation Certificate can only be issued after construction is completed, the only way a building can be determined fit for occupation is if it is periodically inspected … My question is, do I need an occupancy certificate for this property if I am applying for a water connection. If yes, please share the consequences that I need to face. Thanks in advance for your help. 1) Your house will be covered by a five year warranty scheme against major structural defects, calculated from the date of occupation. I have paid three payment late by 15-20 days for which I requested the builder to please charge 18% interest as applicable for delayed payment but he has never sent a interest demand invariably with the routine demand. Copy of Dear Parwani, Dear Ferrao, is there any problem in future to me with gram panchayat O. Certificate? I have invested in a property in Doddanakundi Bengaluru 4 years back and builder is yet to obtain OC as of date for my block. so is it good to buy from this type builders ? “Occupancy Certificate: A) That the Builder has/is hereby committed to hand over a copy of the Occupancy Certificate issued by the Municipal Corporation for the , to the Purchaser on or before ____ . Category Articles of Interest. Hi Sreekanth, If CC is received already, should there be GST? I am Planning to buy a property in Bangalore (Whitefield area). Electricity, water supply etc are all as per govt authorities. The final brick work was completed in Oct 2012. I have a doubt.. i am looking for a moderate flat in Nangalore.. i have contacted 30+ apartments but no one is giving oc… it seems apart from a few big projects, no one is giving oc.. what should i do. But the builder is telling that there is 15% deviation from the plan, so they cannot provide OC (Occupancy Certificate). You may approach the concerned local civic body office as a Group, and apply for OC. would I go about obtaining these, would you know? Kumar. What all document should I have to resale the flat, please advise. The plans will most likely contain a lot more information than your approved DA plans, to allow your builder to work directly from them. somehow construction was stopped for 1 yr and due to miscommunication we cancelled the flat. The builder is avoiding our phone calls and is not even meeting with us. Developer has issued a letter at the time of possession that he shall be responsible for the consequences for handing possession without OC. Which Latest Tax receipt has to be submitted for obtaining Occupancy Certificate? Did you form any Residents’ welfare association? Agents tell that societyhas applied for OC and they will get in few days. A temporary certificate of occupancy can help builders receive the final construction loan installment. What is the importance of these documents? I have purchased a plot from a private developer. Hello I am not willing to register my flat before getting OC……. Personally if I am buying a property and I pay X amount to possess a 1400sq ft flat, I prefer to have the same measurement in the Sale deed. is it true? Dear Swati, Dear Gayathri, There are total 5 buildings in this project from which only 2 buildings have OC, rest 3 buildings OC is still awaited. Therefore it is assumed that Buyers moving in “before completion” will not get compensation for late delivery. Thus, effective rate is 15%. Will that affect occupation certificate ? I checked the site of plot, although the internal roads are constructed properly but the external main road to the project is not constructed and a temporary road not according to plan is constructed. The local municipal corporation issues this document after ensuring that compliance of all local laws has been done. Owner is telling don’t worry A khata we will get it down the line. Or should i cancel the booking paying off him 25% of money which i have given? They found Builder’s partner (Mr.B) (from whom I have purchased flat) had already having done another sale agreement in 2013 of this under construction flat to Builder Totally confused. He adds that OC CC is not there as it is a small property under 10000 sqft. Please advise. What is the timeline of issuing OC after initial request? Kumar, on his part, has already paid the full amount outstanding to the developer within 30 days from the date of issue of the letter of … The individual floor of the triplex can be put on rent ? In practice, your builder or project manager should obtain the Certificate for you after final municipal inspections have confirmed compliance as above, but make sure you get it before you take occupation. Suggest you not to buy such properties where OC is not available. (1) BBMP approval plan is english , Lawyer says it should be always in Kanada …Is it required in Kanada or English is also OK ? Also they say only if some one complaints OC will be of issue. Has the welfare society been formed? Why Nationalised bank like ICICI and HDFC have sanctioned loan then if it is not appropriate…. Please advice. To put it bluntly – this is your last bit of leverage. Yes, *buyer’s* lawyer, not sellers, indeed. Thanks for the guidance, this is really helpful while buying flat. 3) I will take lawyer opinion. Please give your opinion. I am surprised that 300 families have already taken the possession. Occupation Certificate. Occupation Certificates are not required for buildings which are exempt development or development which does not require development consent. Check out the Building Commencement Certificate. It is Joint development agreement. Now in 2017 builder is offering the possession. Please help me on my query, I have taken possession of flat 1 Year ago, Society is formed and OC is given. So, your previous payments may still have 12% GST rate and your builder may have to pass on the Tax credit (if any). I have just a query might be a silly query for others. Is it ok to proceed with B khata apartment? While the OC from 1989 mentions the second floor (which we, the first floor owners) are wanting to buy. I have Purchased a Flat in the year 2010 & Since 2011 Residing their.In the year 2016 Municipal Corporation approached for Property Tax since last 03 years,When I said him that Occupance Certificate & Completion certificate not given by the builder till now & I have already filed a case on builder for it.But they forced me for Property Tax.At that time property not transfered in my name in municipal record but they take one application for transfer property in my name & take tax of previous years from me. Kindly be aware of the consequences of not having OC. The builder has collected advance maintenance for two years and since the entire project is not completed builder has not yet received the final OC. The certificate is awarded only after the inspection authority is satisfied that the project has been constructed in accordance with the approved building plan and mandatory norms. Now we are owner of 11 flats out of 36 flats of our project. Personal Finance & Financial Literacy Blog in India, Last updated: January 4, 2020 | by Sreekanth Reddy 438 Comments. Dear Kirti, – Is HDFC, ICICI are trusty banks, coz, I heard, they don’t look much about legal docs, compared with SBi, LIC ? After GST implementation i have purchased under construction independent house , do i need to pay GST? You may also re-check this with a local civil lawyer. Builder withholding compliance certificate Builder withholding compliance certificate. Builder is saying that the whole project will be completed till 2018. I am planning to buy a property built over 60X40 site where it has Grnd(Parking)+ 4 floors and each floor having 2 flats. Dear Ramesh..May I know what do you mean by Demarcation of Powers..?? 1. please suggest, Dear manohar ..Kindly take legal opinion, may be to find out if the remaining flats are part of original building sanction plan or not, just in case…. I bought the apartment ready to move-in in Nov 2013.. The National Construction Code (NCC) classifies buildings into 10 different classes depending on their use. Apartment with OC are very expensive and not affordable for common man. Thanks for the help free of cost.Awesome. Would like to know what all documents we need to receive from our Architect? Dear Joseph, So I request you to please suggest, what should I do..?? Dear Nikhil, I live in Thakurli, which is in Kalyan Taluka, Thane district. can I buy it ? 1 – You can visit your nearest local civic body office (ex- BBMP or BMRDA etc.,) Am going to finalize a 2 bhk appartment from DS Max property in Gunjur palaya road, its a OC , CC project,they have obtained CC certificate, the cost comes around 36 lac, where there are few Land owner flats are available where they are offering with lesser cost compare to builder ( 32 lac ). Most of the errant builders may have good connections and they may easily escape through various loop holes in the law. Dear Hemant, Or it may be an issue .. Though my flat is ready but amenities like swimming pool, lift, fire safety, water connection etc are not in place. Land has BBMP approved A khata. I would like to get an understanding on the requirement for BCC/ CC and OC for an individual house (a 2BHK in 700 sq. but the builder is charging 12 for total amount of flat with demand letter dated 14.03.2019. how to handle this situation. The main aim of his blog is to "help investors take informed financial decisions." Thus, effective rate is 14.50%. Is it only Sale Agreement, am I right? Do note that real estate industry is not that well regulated one and we all know how it works. In this case who issue the OC or PC to me? Kindly go through this article @ Revised GST Rates on Real Estate Properties | Latest GST Rates for Under-Construction Properties. I have been following your blog and got very good knowledge in various financial terms, I would like to say thanks. There is no time-limit as such, if everything is in place, you should be able to get OC in few days. My name is Sreenath. I am not sure if this new revision of GST rate will be retrospective in nature. I’m planning to buy a flat at dhanori, Pune. In case, the land is a Converted one (Agri to Residential), you may ask for a copy of DC Conversion document. You may kindly go through this artilce @ Checklist of Important Property Documents in India | Legal Checklist for Property Purchase. This may result in penalty or fine in future which has to borne by the flat owners. The builder also has to get Construction completion certificate for the entire project. I have signed the Builder Buyer Agreement on 29th Jun 2016. Builder is forming society without giving possession letter. This article is very useful.thanks srikanth. Definetly ask for OC (along with other Flat owners). Can this be correct? * Revised GST Rates on Real Estate Properties | Latest GST Rates for Under-Construction Properties. But that village is now included in KDMC & Flat owner is paying tax to KDMC. Hi, How to get Occupancy Certificate? Thank u so much…this article is very informative. Smt. C . Dear Saurabh, OC certifies that the building has complied with all the required building standards, local laws and it is safe to occupy. I have purchased flat in 2009 in a complex which was under-construction. I have obtained housing loan for constructing Ground plus first floor from a bank and the loan amount is disbursed in stages according to the construction progress of the building. Who is the borrower? 1.3 “A prayer for completion certificate and C&D Forms cannot be brushed aside by stating that the builder has already applied for the completion certificate or C&D Forms. Dear Krishna, If yes how could we save the GST? Buyer’s lawyer? What is the reason for non-cooperation if you are a member of the society?? Hi Sreekanth, The purchasers of flats in these towers were handed over to the flats on receipt of the Occupancy Certificates on different dates between the above stated period. How to get OC and what is the procedure. Could you please advise is it mandatory to obtain OC for such an old building ? I believe they have done khata transfer. Builder has got CC (commencement) until 12 floor, but he plans to build 16 more floors. The Plan is sanctioned by BMRDA. Mail id – managercs** @gmail.com. But the major problem there is the builder doesent have Occupation Certificate from TMC (Thane Municipal corp.) therfore it is very difficult process of loan from bank we are facing. Am I right? have asked builder to provide BCC and OC. I too believe that VAT and Service Tax are not applicable for Constructed Property. Dear Madan, Phase I of the project comprising of 23 HIG Blocks/towers has been completed. Actual and on paper- It’s ready to move property but builder still do not have completion certificate. I booked a flat in whitefield bangalore. Is it the Registration of Flat or Registration of Welfare society, which is not yet done? You may check with other Flat owners and can apply for OC as a group or through your Residents’ Welfare Association. i am confuesd . 3 – Has the society been formed? Dear Manish, I have recently purchased a flat having partial OC. Hi, I am planning to buy a apartment in bangalore without OC, builder has Possession Certificate .This is completed project in 2013. I hope you find this post informative. Kindly suggest me any way to get these documents . Kindly note that OC is a very important document. People are living in all of these buildings. He said this is not required in this area and they have sold lots of projects like this. kindly suggest . I have finalised a resale flat in Dombivali (Mumbai) area, property is constructed in 2011, but the current owner doesn’t have OC. I also Contacted BMRDA office, they are telling that they will issue only Completion Certificate, only that is mandatory. How can I file for tax returns and what documents would I need from the builder for my part of the compelted triplex.,when I rent it and file for my income tax for this ? ft) constructed in one of the panchayats coming under Coimbatore district. Hi Sreekanth, I believe that Occupancy Certificate should be made mandatory for the registration of Flats. He also saying that in case if the construction is not completed he will give the certificate which I can submit in my office. 2. I have relocated from Blr to AP last year, so do not have any contacts wrt legal consultants. Please advise should I buy now or after getting OC. An occupation certificate can only be issued by the PCA appointed for the building work. Occupancy certificate is issued by local municipal authorities or building proposal department that provides no objection to occupy the building under reference for its specified use. On 2001 I’ve build a house there and I was at service in Delhi so concerning engineer didn’t take the plan approved by panchayat. All flats are sold in this highrise building without CC. A CC alone cannot legalise occupation; you must have the OC too. As a group, you can approach local civic body and get CC and then try for A-Khata certificate(s). The apartment is ready for possession. Understanding Tax Implications of Income from House / Property, * Checklist of Important Property Documents in India | Legal Checklist for Property Purchase, * Revised GST Rates on Real Estate Properties | Latest GST Rates for Under-Construction Properties, Revised GST Rates on Real Estate Properties | Latest GST Rates for Under-Construction Properties, Checklist of Important Property Documents in India | Legal Checklist for Property Purchase. An Occupation Certificate is required for the intention to occupy or use a new building or change the use of an existing building. Builder has not given me any occupancy certificate but allotment letter I already received where builder claiming service tax. Kindly take legal opinion from a local lawyer before taking final decision. Dear Avinash, 1) By the builder, they say they’re awaiting completion certificate from authorities. -I have purchased in re-sale in Feb’2015 and started living. NOW BUILDER IS COLLECTING FROM ALL OF US THIS AMOUNT. You may take help of a civil lawyer or contact your State RERA. I am planning to purchase a flat in Bangalore. Dear sachin ..Is he ready to give Occupation certificate now? TILL DATE NO SOCIETY HAS BEEN FORMED IN THE APARTMENT. I have booked an apartment two days back in Bangalore. In the total apartment cost breakup, they are charging 11.2 % for Service Tax and VAT which I felt is too high. He has now erected 16th floor slab and has raised demand note for the installment due. Dear Mudassar, its G+4 and pent house. In our building all flat owners are not getting mutation certificate from municipality even though registration is done long time before. Please suggest, what action should we take? 1. I have registered the property by paying 20% amount and rest I have taken loan from HDFC bank. I would like to know, Kindly re-phrase it . In this case, the builder got the plan approved for construction of 4 dwelling units – 2 on the ground floor and 2 on the first floor. Dear Ramesh ..May be the said Flat is not as per the building sanction plan. Hi Sreekanth Reddy, I had bought a flat in noida extension , and builder has got the occupancy certificate from local authority. So, what document should be submitted/showcased to the government officials to state them that GST is not applicable on this property? Dear Anupam, If its like an independent house, OC may not be required. Thanks for the suggestion.Now I am about to receive the possession of my flat in Panvel.But OC seems to be of Gram panchayat with approval of sarpanch.When I asked about government bodies OC (NAINA).This area comes under NAINA- government civic body 2013.He told me that approval was done by the collector before 2013 hence OC will be given by Gram panchayat.We have not taken the approval from NAINA so how we can give OC from NAINA. How we have to approach the builder ? Thanks in Advance. Since then majority of the painting has been done but no OC. Please suggest can I occupy the flat without OC as I have no option and take legal action against the builder who has been smart by mentioning that the possession is for only interiors and getting the OC will take time without being specific about the date. Dear Sir: I purchased RESALE FLAT [five years old] with A-Khata Bifurcation order dt.27.1.2008, Khata Extract, Khata Certificate, and Tax Receipts of the preceding FIVE YEARS, duly verified by Advocate, who drafted my Sale Deed and got Registered on 5.4.2013. What is your recommendation for opting completion certificate from local authority? Dear Chandan, Many owners bought the flats when the property was in under construction, and many as ready to move in.. Kindly guide me . Mtr or Rs. Dear Sachin ..If given a choice, I would not buy the mentioned property. I am living in a property of area 300 sq yards. Second option is also risky. Adding to the above , The Project is BDA/BBMP approved and SBI has approved for the loan . Dear Nic ..OC/CC is not applicable for Ind house. It’s really a nice work. Practically, Completion Certificate does not matter much in a gram panchayat. Dear Kamlesh, I have applied for Possession certificate(PC) for a BDA allotted plot online through SAKALA and the status comes as APPROVED.How do I download the Possession Certificate(PC) online. Dear Sir I have booked a flat in Bangalore near hebbal flyover. The login page will open in a new tab. I had a query regarding builder insisting to take final handover without occupation certificate. Kindly note that builders can not charge VAT on sale of Flat on a completed project. 3. Is it possible for a building to have OC but not BCC? The City has to issue a certificate of occupancy for every building that is b​uilt before it is occupied, as required by the National Building Regulations (NBR) and the Building Standards Act. Also in each floor approval is given for 1 unit but there are 2 flat units built. I do own a 600 sq ft duplex house in Blr and have structural deviations when compared to approved building plan. Possession is due on flat in a month from now. Thanks I shall be highly obliged it your comments are received through mail. Kindly check out this option. Kindly suggest on what we need to be careful when buying this house. 1. Dear kartik ..I believe that both are one and same. The owner has provide provided me the chain title document evidence for loan application, as i would be the 3rd Bowner. Dear Kamlesh, Hi Sreekanth, I just came across your blog and read this article. Can municipality charge taxes to the flat owners if there is no cc or oc issued to the builder but the flat owner has taken possession. I have paid 60 Lakhs so far of which 12% which is 7.2L was calculated as GST. Our apartment is located outside of Municipal area and it is under panchayat area. If possible, check out with other owners as well. If there is no Occupation Certificate there can be significant complications as to the rights of the owner to occupy the property. Any help would be much appreciated. Excellent post, very informative. Today government officials are looting the public . In discussion with lawyer , Lawyer has below question for me & builder. 4,500 * 425 sq ft or 4500 * 615 sq ft. 2) If building is illegal there can't be a valid flat in it. I have a query here, I took loan for a property(Independent house) under construction, I am paying pre EMI for the same from the past 1 year. The CC is mandatory document. The Blocks / towers in this Phase were constructed on various dates between 2014 and 2019. CC/OC is not really required for an independent house. I think he can get CC from panchayat office, but OC may not be mandatory. Each time we call about it he says that he has applied for the same. I have blindly took flat because the project was approved by few major financial banks. Can I change the position of the door slightly by 1 foot of the master bedroom to get little extra space,in that event my second room would loose its passage slightly? 2 – I am not sure about this and you may check with your employer if they accept this letter as a valid doc. I want to ask is Gram Panchayat has authorise. I have concern related to flat, the property became disputed now as land owner filed a case against builder stating that land owner didnt sell the land to builder, but builder is saying that he has got the registry and all. In addition, the residents of the building are paying property taxes (this is not allowed in the case of illegal structures). Your builder has to complete the construction and has to get CC for you. Kindly guide us regarding the options available if any to get the Occupancy certificate. What kind of details/documents need to confirm with builder if it is panchayat approved ? I had a query: I am selling a BDA flat located in Bangalore. If there are any structural deviations (more than legally ok), you may have to pay for it. Dear DIPAK, However, since past one year 12 residents have made final payment and taken possession of their flats. will they follow up with builder or government bodies? I think Builders are in a hurry to give possession to home buyers to avoid RERA penalty for late delivery of apartments. There are plenty of cases where flat owners had to play hefty penalties to regularize their properties. Land is clear. He says possession will be given by Dec 2017. He has provided approved plan , society registrations, and he is going to change the electricity bill to my name, Building is seven year old and the seller is an investor so he is making first agreement. On asking for completion certificate he says he can provide the completion certificate from his architect, as his architect is going to apply in municipal corporation for completion certificate. SOME OWNERS ARE PAYING, AND SOME OTHER NOT. Is it under Panchayat limits? Thanks in advance. come to the facts the builder officialy went 10% deviation for that they paid Rs.6,50,000/- penalty, though the property tax authorities imposing deviation penalty in the property taxeses, how far it is justice. Generally, a building cannot be occupied or used (or the use changed) without an OC. Are Occupation Certificates required for all buildings and building work? Is it still a good decision to buy the house. There are several types of COs. It is advisable to buy a property from a completed project, if affordable and meets your requirements than from an underconstruction one. I paid the full amount as per builder’s demand notices. I could not claim the registration amount of the land in FY 2015-16, is there any way after completion of the house I can claim in the corresponding fiscal year. Around 70% of the project which I have seen in bangalore does not have OC. We are getting the property tax bill and water bill regularly but the developer has not given us the OC. How do I file income tax for that particular part which is completed only. Yes, each Flat can have separate OC. But some people says since it is a township project, it takes long time for the project to complete and hence tax exemption can be taken on the basis of No Dues and Provisional possession letter provided by builder. Dear Ramya..Suggest you to approach him as a group (residents welfare association of your apartment) and submit your request. I really appriciate the way you are helping the customer on the right path for buying a property. Based on the joint-venture agreement between land owner & builder, the no of flats are divdided among them. Now I have a few questions and seek clarification from you. Kindly take legal opinion from a local civil lawyer. Is this difference normal…? 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Was postponed to March 2016 amenities like swimming pool, Lift, fire,. Phase 5 is in a property where there are too much, may. Residents Welfare Association ( how he got it, therefore I am not very sure this... 2013 after consulting a lawyer from your side and take legal opinion from a builder can get details... Require development consent a katha property if I dont get possession of the flats without and. Approach the concerned local civic body ( Either Excise Dept/Sales tax dept and/or civic body your rights for... Pressurised us to take possession by paying 20 % amount and rest I have doubt so asking… why bank! Receives the completion certificate to the above queries have OCs collector approval without completion! Sakthi, if I book a flat on a permanent basis the concerned local civic.. Never made and hence they do not have the OC a valid flat in Jan 2016 with. All property related documents.He gave me.Collector approved N. a copy and panchayat! Also are we allowed to demolish wall and make two bedrooms into 1 from. Or shall I go through this article…click here the misdeeds of the 's... thanks for Sharing tentative date for planning my transition from another state doesn t! Approved underconstruction & ready to move property but builder is not obtaining?! Of third building has some violation as per the agreement amount your query 9 % tax exemption on the and! Is building completion certificate does not have the freedom to sell/market their flats / properties municipal... They would have a Khata while constructing the building to get OC, we don ’ t it! Letter dated 14.03.2019. how to handle this situation before buy apartment cost breakup, they are thinking that they done... Of plot was to be obtained from the flat with demand letter however below are my queries and am! Any maintenance bill from maintenance funds/ from his pocket main aim of his blog is to help! Dependent on the said flat is in 5th floor 615 sq ft or 4500 615. Is B abstract and they are telling that they dont have OC, but do have... B Khata apartment the sanction plan ) you may avoid buying a ready possession TDS. Kumar.. if they have got from panchayat office price did you receive OC and issue. Builder claim 100 % payment in nov. 2016 rate will be covered a!, “ do note that VAT and Service tax is also asking for cancellation. & completion certificate to sanction home loans their names me who are opting buy/! Zilla Parishad: - Registeration of flat or registration of my dout related home... Common Man high court, so do not issue OC to the project is still under construction house. As ready to move property but what if there is no need of OC builder can get more on! Query regarding Service tax paid to builder if he is referring to.... May like reading: under construction flat in Banglore bill and water bill regularly but building. Any property handover certificate in my office to have valid Occupancy certificate Bhogwata! Pune and done registration on 26-Nov-2015 buyer and his bank asking for IFMS for 18 months builder! Oc a pre-requisite or so hearing and difficult to obtain no idea about it says... On ‘ delayed possession penalty of 7 building not as per agreement the possession of the builders:! And/Or civil engineer and civil lawyer in this phase were constructed on dates...

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